Specialty & Recreational Insurance
Protect the things that make life fun. From RVs and boats to motorcycles and ATVs, we've got you covered.
Your Adventures Deserve Protection
You work hard so you can play hard. Whether you're hitting the open road in your RV, cruising the lake on your boat, or exploring trails on your ATV, these toys represent freedom, adventure, and significant investment. Standard auto policies don't cover recreational vehicles properly—you need specialized protection that understands how you actually use them.
What We Cover
No matter what you ride, drive, or pilot, we'll find the right coverage for your recreational vehicles.
RVs & Motorhomes
Full-timers, weekenders, and everything in between. Coverage for Class A, B, C motorhomes, travel trailers, and fifth wheels.
Boats & Watercraft
From fishing boats to pontoons, jet skis to yachts. On-water liability, physical damage, and trailer coverage.
Motorcycles
Cruisers, sport bikes, touring, and vintage motorcycles. Customization coverage and accessory protection available.
ATVs & UTVs
Four-wheelers, side-by-sides, and off-road vehicles. Coverage for trail riding and property use.
Golf Carts & LSVs
Whether for the course, the community, or the campground. Low-speed vehicle coverage tailored to your use.
Snowmobiles & More
Seasonal toys and specialty vehicles. We'll find the right coverage no matter what you ride.
Coverage Options
Recreational vehicles have unique risks and uses. We'll help you build a policy that covers how you actually use your toys—whether that's weekend trips, full-time living, racing, or seasonal storage.
Why Specialized Coverage?
- •Agreed Value: Get what your vehicle is actually worth, not a depreciated amount.
- •Custom Parts: Protect aftermarket upgrades and accessories.
- •Proper Liability: Coverage that follows how you use your vehicle.
- •Seasonal Flexibility: Adjust coverage when vehicles are in storage.
Bundle Your Toys & Save
Have multiple recreational vehicles? We can often bundle them together—and with your auto and home insurance—for significant savings. Let's look at your whole picture and find the best combination of coverage and value.
Get Your Bundle QuoteLet's Protect Your Adventures
Whether you're buying your first motorcycle or adding to your fleet, we'll make sure you're properly covered. Get a free quote in minutes.