Investment Property Insurance in Scottsdale & Arizona
Protect your rental properties and real estate investments with comprehensive coverage designed for landlords and property investors. Serving Arizona investors since 2009.
Get a Custom QuoteWhy Rental Properties Require Specialized Insurance
Investment properties face unique risks that standard homeowners insurance doesn't address. Here's what landlords need to know.
Tenant-Related Risks
Tenant damage, liability claims, and loss of rental income require coverage that homeowners policies don't provide.
Income Protection
Your rental income is a business asset. You need coverage that protects your cash flow when properties become uninhabitable.
Higher Liability Exposure
As a landlord, you're responsible for property conditions. Slip-and-falls, injuries, and lawsuits require robust liability protection.
Comprehensive Investment Property Coverage
Tailored protection for single-family rentals, multi-family properties, and real estate portfolios.
Dwelling Coverage
Protection for the building structure against fire, wind, hail, vandalism, and other covered perils.
Loss of Rental Income
Reimbursement for lost rent when your property is uninhabitable due to a covered loss—critical for cash flow.
Liability Protection
Coverage for tenant injuries, guest accidents, and legal defense costs. Recommended limits of $1M or more.
Property Damage by Tenants
Coverage for malicious or accidental damage caused by tenants beyond normal wear and tear.
Fair Rental Value
Compensation if you need to relocate while your primary residence (that you rent out) is being repaired.
Ordinance or Law Coverage
Additional funds to meet current building codes during repairs or reconstruction.
Equipment Breakdown
Protection for HVAC systems, water heaters, appliances, and mechanical failures.
Umbrella Liability
Extra liability coverage beyond your base policy—essential for protecting your personal assets.
Coverage for Every Type of Investment Property
Single-Family Rentals
Traditional long-term rental homes with tenant occupancy.
Multi-Family Properties
Duplexes, triplexes, and apartment buildings with multiple units.
Condos & Townhomes
Investment condos with HOA master policies and gap coverage needs.
Vacant Properties
Specialized coverage for properties between tenants or under renovation.
Arizona Investment Property Considerations
Desert Climate Risks
Extreme heat, monsoon storms, dust storms, and flash flooding create unique property risks in Arizona. We'll ensure your policy accounts for these local hazards.
Pool & Spa Liability
Many Arizona rental properties include pools. These amenities require enhanced liability coverage and specific safety requirements.
HOA Requirements
Scottsdale communities often have specific insurance requirements for rental properties. We'll help ensure your coverage meets HOA mandates.
Landlord-Tenant Law
Arizona's landlord-tenant laws create specific liability exposures. We'll help you understand and protect against these risks.
Our Consultative Approach for Investors
We don't sell cookie-cutter policies. Here's how we protect your real estate portfolio.
Portfolio Assessment
We review your properties, rental models, tenant types, and investment goals.
Risk Analysis
Identify coverage gaps and exposures specific to each property and your overall portfolio.
Custom Policy Design
Build comprehensive coverage tailored to your investment strategy and risk tolerance.
Ongoing Partnership
Annual reviews and adjustments as your portfolio grows and market conditions change.
Why Arizona Investors Choose Jason Pesch Agency
Local Market Expertise
Serving Scottsdale and Arizona investors since 2009. We understand the local rental market and insurance landscape.
Investment Property Focus
Rental properties are one of our core specialties. We know the coverage inside and out.
Long-Term Partnership
We're here to support your investment journey for decades—not just one transaction.
Ready to Protect Your Real Estate Investments?
Get a custom quote designed specifically for your rental property portfolio. Comprehensive coverage built for Arizona investors.
Get Your Custom Quote