High Value Home Insurance
Your Home Deserves More Than a Standard Policy
Living and working in North Scottsdale, I understand the unique needs of high-value homeowners. A consultative approach means your coverage is built around your lifestyle—not a one-size-fits-all template.
Why Standard Policies Fall Short
High-value homes have unique characteristics that require specialized coverage and expert guidance.
Custom Construction
Standard replacement cost calculations don't account for custom finishes, architectural details, or specialty materials.
Valuable Collections
Art, jewelry, wine cellars, and collectibles need proper scheduling and agreed-value coverage.
Higher Liability Exposure
Pools, guest houses, household staff, and entertaining increase your liability risk significantly.
Extended Rebuilding Time
Custom homes take longer to rebuild. You need coverage for extended living expenses.
Domestic Staff Coverage
Housekeepers, landscapers, and other household employees require proper protection.
Guaranteed Replacement
True guaranteed replacement cost ensures your home is rebuilt to its original standard—no caps.
A Different Approach
Your Advisor, Not Just Your Agent
I don't sell policies—I build relationships. As a North Scottsdale resident and business owner, I understand the lifestyle and the risks that come with it.
- Comprehensive risk assessment of your entire portfolio
- Access to 30+ specialized carriers for high-value homes
- Annual policy reviews to ensure coverage keeps pace with value
- Direct access to me—not a call center
- Claims advocacy when you need it most
Jason Pesch
Owner, Pesch Insurance Agency
"I've been protecting North Scottsdale families since 2009. High-value homes aren't just properties—they're where life happens. My job is to make sure you never have to worry about whether you're properly protected."
Comprehensive High-Value Coverage
Protection tailored to your lifestyle and assets
Guaranteed Replacement Cost
Rebuild your home to its original specifications, regardless of policy limits
Scheduled Personal Property
Agreed-value coverage for jewelry, art, wine, and collectibles
Extended Liability Protection
Higher limits and umbrella coverage for complete peace of mind
Water Backup & Sewer Coverage
Often excluded from standard policies but critical for protection
Equipment Breakdown
Coverage for HVAC, pools, home automation, and built-in appliances
Identity Theft Protection
Restoration services and expense coverage if your identity is compromised
Home Office Coverage
Protection for business equipment and liability at home
Vacant Property Protection
Coverage during renovations or extended travel
Let's Discuss Your Coverage
Schedule a confidential consultation to review your current protection and identify any gaps.
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